Our Services

At “AAA Mortgage Services Pty Ltd” we have access to 30 plus lenders, all of which have a number of products on offer. Below is a list of the loans available. Please note each application and each lender have their own assessment and approval criteria.

Home Loans

We can arrange loans to assist with the purchase of domestic residences. Our product range is not limited to but includes :

On-Going discounted variable rate loans (approx .50% below most standard variable rate loans) for the life of the loan.
Fully featured “Offset” Loans
“Line Of Credit” Loans
“Professional Packages”
95% Loans with No Genuine Savings
100% Loans (with or without genuine savings)
106% Housing or Investment Property Loans (no genuine savings)
Credit Impaired Loans for clients with an adverse credit history or current mortgage arrears
“Lo-Doc” Home Loans (refer Loans Without Tax Returns)

Investment Property Loans

Loans to acquire Investment Properties including:

Up to 100% of purchase price for residential/metropolitan properties without the need for other collateral security.
Rural & Commercial Property Loans
Loans with or without tax returns

Commercial Property Finance

Loans to acquire or refinance Commercial/Industrial property:

With or Without Financials
“Specialised” Properties such as Hotels, Motels, Caravan Parks, Nursing Homes, Chicken Farms etc
Bank & Non-Bank Lenders Available

Debt Consolidation

Combine all your debts into one loan to allow for a more manageable repayment. We can consider debt consolidation with or without financials and with credit Impairment.

Refinance

Switch from one lender to another to obtain a better interest rate or more funds. Refinance is a popular strategy to access the equity in a property to invest in wealth creating assets.

Loans without Tax Returns

Also known as “Lo-Doc” Loans. These loans are predominately targeted to self employed applicants. We also have Lo-Doc loans that are available to PAYG tax payers. Sometimes your financial reports and tax returns do not show the full picture, or maybe you have not completed your current returns. Loans can be arranged at very competitive rates without the need to provide tax returns.

Rural Zoned Properties

We can arrange loans secured by Rural zoned properties with or without tax returns.

“Non-Conforming” or “Credit Impaired” Loans

Finance can be arranged for applicants that have defaults, judgements, repayment arrears, and discharged bankrupts.

“Private” Funds

We also have access to “Private” funds (or solicitors funds).

Personal Loans, Leasing, Hire Purchase, Unsecured Loans

Generally speaking we do not do this type of lending. Having said that we can refer you to others that specialise in these areas.

Construction

We are able to obtain finance for the construction of residential, investment and commercial properties.

A unique product we have access to is 100% finance for some of these projects subject to the lenders assessment criteria.

AAA Mortgage Services - Mortgage Brokers and Home Loan Consultants